QUAD CITIES REAL ESTATE WITH RE/MAX

SERVING THE ENTIRE IOWA AND ILLINOIS QUAD CITIES ............................................................

DAVENPORT - BETTENDORF - ROCK ISLAND - MOLINE AND SURROUNDING COMMUNITIES

TOM & CYNDEE BROWNER - CRS, ABR, GRI

BROKER OWNERS OF RE/MAX BI-STATE - SERVING IOWA & ILLINOIS

1-563-388-0008 Office - 1-563-388-0083 Fax - 1-866-388-0083 Toll Free - 1-563-570-7629 Cell - 355-1616 Home

Have a question? The answer is just a call or e-mail away. Contact us at tom&cyndee@quadcitiesrealestate.com

We know you want to sell your home for the most money, in the shortest time and with with least inconvenience. If you want serious advertising and effort from your agent, call or contact us for a FREE MARKET ANALYSIS of your present home. We are both Certified Residential Specialist by the Residential Sales Council. No obligation, of course. Call us on our private line at 570-7629 at RE/MAX BI-STATE or Contact us at tom&cyndee@quadcitiesrealestate.com - LOOKING TO BUY? Check out the services an Accredited Buyers Representative can mean to you.

HOME WARRANTIES

There are a number of Home Warranty companies out there. Cost can run $250 to $350 per home and what is covered. Deductions can run from $0 to $75.00 for each claim. They can cover furnace, air conditioners, water heater, plumbing, electrical, appliances, garage door openers, and other things. Many of these companies inspect the home before they will insure it. They do not want to pay for the dish washer that is already broken, go figure.

These policies are fairly new, but can be used as a selling tool effectively in older homes. Many buyers may want more space or like the unique features of older homes, but buy newer, smaller homes out of fear of repairs. They are tight on their budget and are afraid of surprises. A home warranty, takes away that fear by limiting the risk on any problem for the first year to the deductible. This allows that buyer to purchase a home they like by removing the doubt. If you have a home with a 16 year old furnace and a 20 year old air conditioner, you might want to consider offering a home warranty policy to the buyer. Some sellers take them out a month or two before the home is sold. Murphy's law, everything breaks down the day after you listed your house. The warranty will transfer upon sale to the new owner.

The biggest problem with home warranties is that they often charge the deduction on each trip and often the professional called in, makes one charge to come, trace the problem and bid the repair and a second charge to come, bring the part, install and make the repair. Another problem is if the warranty company does not have an expert under contract for a particular problem in an area. So make sure you ask lots of questions and know exactly what you are buying.

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