PEGGY
ALLEN, ABR, CRS,
GRI
Integrity, Innovation,
Loyalty
YOUR
REAL
ESTATE CONSULTANT
LICENSED
IN IOWA AND ILLINOIS
RE/MAX
BI-STATE - 901 E KIMBERLY ROAD - OLD TOWN MALL - DAVENPORT, IOWA
1-563-359-3898
Home -
1-563-349-0100
Cell -
1-563-388-0008
Office -
1-563-388-0008 Fax
10 Things a Lender Needs From You
1.
W-2 forms or business tax return forms if you’re self-employed for the
last two or three years for every person signing the loan.
2. Copies
of one or more months of pay stubs from every person signing the loan.
3. Copies
of two to four months of bank or credit union statements for both checking and
savings accounts.
4. Copies
of personal tax forms for the last two to three years.
5. Copies
of brokerage account statements for two to four months, as well as a list of any
other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a
brokerage account.
6. Copies
of your most recent 401(k) or other retirement account statement.
7. Documentation
to verify additional income, such as child support, pension, etc.
8. Account
numbers of all your credit cards and the amounts of any outstanding balances.
9. Lender,
loan number, and amount owed on other installment loans—student loans, car
loans, etc.
10. Addresses
where you lived for the last five to seven years, with names of landlords, if
appropriate.
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